In addition to our negotiation services, we also offer full real estate brokerage for the State of Colorado only. Our specialized brokers know how to market and competitively price your property so it will sell fast in today's rough market.
If you are in foreclosure and wanting to sell, a quick sale or a short sale is likely your best option. A short sale is simply when a lender accepts less than what they are owed while the property is being sold. In these situations, commissions, taxes, HOA fees and closing costs are paid from the proceeds of the sale and the lender(s) get what is left over. Lenders do this because they know they will recover more money this way than if they take the property through foreclosure and sell it as a bank owned property.
Unfortunately, in many foreclosure situations the homeowner can’t sell the house to stop the proceedings because they can’t afford the thousands of dollars in commissions and closing costs or there is not enough time to sell the house and close it before the auction date. We also find that many times the homeowner owes more than the house is worth in, which makes it almost impossible to sell at a realistic price without bringing thousands of dollars to the closing.
Many real estate brokers either do not want to do short sales or don't know how to do short sales.
Typically, naive brokers will list your house for what is owed PLUS the commissions and closing costs which is commonly 'out of touch' with the real market. They do this because this is the only way they know how to solve the problem. Your house won't sell because it is priced too high and the broker has nothing to lose and you simply run out of time and the house goes to auction.
Also, many brokers want to continue to spend their time doing what they do best, listing properties, marketing, finding buyers and negotiating contracts. Your house is probably just another listing to them and many DO NOT want to spend their time on negotiating and being put on hold with your lender for hours at a time - just to receive a cut in their commission at the end. Your situation is probably very different from all of the other listings they have and rather receiving special treatment to solve your problem, it commonly goes to the bottom of their priority list because it requires so much extra effort.
As our name probably told you, we do nothing but specialize in foreclosure and short sales. Unlike most brokers, we price our listings very competitively, regardless of how much is owed, because we are confident in our negotiation skills with your lenders. We have a very high success rate because we know what the lenders like to see, how they like to see it, where the pitfalls lie and how to solve problems. Our negotiators constantly outperform all expectations.
When we take on your file, you'll soon understand why we are unique. We educate you about the options you have available to you, the foreclosure process in your area, possible consequences, the effect on your credit and anything else you want to know about our process and foreclosures.
Our goals are that you:
Become educated and informed to make the best decisions possible
Never get a 'Foreclosure' on your credit report
Never bring money to closing
Never need to file Bankruptcy
Get a fresh start
We only get paid if we are successful in selling your house and negotiating down your debt, so you can be sure we will do everything in our power to stop your foreclosure. Our success is due to our years of experience and expertise and the fact that we do this all day, every day.
If you are interested in moving forward, please....
Call us to schedule your initial conversation or if you have more questions - 303-399-7484